Meet Our Speakers

Todd Barton, Esq.Dep. Gen Counsel, Fannie Mae

Todd Barton is Fannie Mae’s Vice President and Deputy General Counsel. Barton is responsible for overseeing legal support for counterparty issues, foreclosures, bankruptcies, real estate owned, and Fannie Mae’s mortgage default counsel program. He also provides support on Texas Home Equity Loans. Before joining Fannie Mae in 2003, Barton was a Partner with the Dallas law firm of Carrington, Coleman, Sloman, and Blumenthal, LLP. His 14-year practice with the firm included complex commercial litigation and bankruptcy matters.

Todd Barton, Esq.Dep. Gen Counsel, Fannie Mae

Todd Barton is Fannie Mae’s Vice President and Deputy General Counsel. Barton is responsible for overseeing legal support for counterparty issues, foreclosures, bankruptcies, real estate owned, and Fannie Mae’s mortgage default counsel program. He also provides support on Texas Home Equity Loans. Before joining Fannie Mae in 2003, Barton was a Partner with the Dallas law firm of Carrington, Coleman, Sloman, and Blumenthal, LLP. His 14-year practice with the firm included complex commercial litigation and bankruptcy matters.

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Mike Belote, Esq.California Advocates

Mike Belote is president of California Advocates, Inc., one of Sacramento’s oldest contract lobbying firms. His 35-year lobbying career began with association lobbying jobs with CPAs, Realtors and title companies, and he has been a contract lobbyist since 1990. Specialties include issues relating to the judicial branch, real estate, and financial services, including judges, civil defense lawyers, employment law, and more. Mike has represented the United Trustees Association for nearly 30 years. He also represents a diverse range of other clients including new car dealers and Apple. A division of Belote’s firm also is one of Sacramento’s biggest association management providers. He is known for philanthropic work relating to domestic violence and veteran’s services, and he sponsors a lecture series every year discussing a key issue of California policy. He can be reached at mbelote@caladvocates.com.

Mike Belote, Esq.California Advocates

Mike Belote is president of California Advocates, Inc., one of Sacramento’s oldest contract lobbying firms. His 35-year lobbying career began with association lobbying jobs with CPAs, Realtors and title companies, and he has been a contract lobbyist since 1990. Specialties include issues relating to the judicial branch, real estate, and financial services, including judges, civil defense lawyers, employment law, and more. Mike has represented the United Trustees Association for nearly 30 years. He also represents a diverse range of other clients including new car dealers and Apple. A division of Belote’s firm also is one of Sacramento’s biggest association management providers. He is known for philanthropic work relating to domestic violence and veteran’s services, and he sponsors a lecture series every year discussing a key issue of California policy. He can be reached at mbelote@caladvocates.com.

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Andrew Boylan, Esq.McCarthy Holthus

Andrew Boylan is a Partner with McCarthy & Holthus, LLP overseeing Risk Management & Compliance for the firm. After graduating from the University of San Diego, where he earned his Bachelor of Arts degree in Political Science and Spanish, he received his Juris Doctorate degree from the University of San Diego School of Law and his MBA from the University of San Diego Graduate School of Business Administration.

He is a member of the United Trustees Association (UTA) where he serves on the Board of Directors and previously received the New Member of the Year award, the American Legal & Financial Network (ALFN) where he received the Picture the Future Award from the Junior Professional & Executives Group, and the California Mortgage Bankers Association (CMBA) where he was a part of the group’s Future Leaders Program. He has spoken on regulatory and legal compliance issues at numerous mortgage industry events. Mr. Boylan has received the highest possible AV Preeminent Rating from Martindale-Hubbell® by members of the Bar and Judiciary in both legal ability and ethical standards. He is licensed to practice law in the States of California and Washington. He can be reached at aboylan@mccarthyholthus.com.

Andrew Boylan, Esq.McCarthy Holthus

Andrew Boylan is a Partner with McCarthy & Holthus, LLP overseeing Risk Management & Compliance for the firm. After graduating from the University of San Diego, where he earned his Bachelor of Arts degree in Political Science and Spanish, he received his Juris Doctorate degree from the University of San Diego School of Law and his MBA from the University of San Diego Graduate School of Business Administration.

He is a member of the United Trustees Association (UTA) where he serves on the Board of Directors and previously received the New Member of the Year award, the American Legal & Financial Network (ALFN) where he received the Picture the Future Award from the Junior Professional & Executives Group, and the California Mortgage Bankers Association (CMBA) where he was a part of the group’s Future Leaders Program. He has spoken on regulatory and legal compliance issues at numerous mortgage industry events. Mr. Boylan has received the highest possible AV Preeminent Rating from Martindale-Hubbell® by members of the Bar and Judiciary in both legal ability and ethical standards. He is licensed to practice law in the States of California and Washington. He can be reached at aboylan@mccarthyholthus.com.

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Kent E. Cammack, Esq.Gust Rosenfeld

Kent Cammack focuses his practice on resolving commercial disputes. He has extensive litigation and trial experience in both the state and federal courts, as well as in mediations and arbitrations. Kent’s more than forty years of experience includes a variety of cases regarding real estate, secured lending, receiverships, lender liability, landlord/tenant, purchase and sale contracts (both real and personal property), and employment issues (including non-competition agreements and workplace harassment).

Kent is a recognized authority on foreclosure law, including related topics of state court receiverships, collection of deficiencies, and developing strategies for the collection of defaulted real estate loans and the structuring of “workouts.” He has testified as an expert witness in a variety of foreclosure matters.

Kent is one of the authors of Ins and Outs of Foreclosures, published by the State Bar of Arizona, and he is the author of numerous educational materials. He is a popular speaker at state and county bar seminars and private seminars on all aspects of foreclosure law. He has also testified in hearings before the Arizona senate regarding proposed legislation governing mortgages, deeds of trust, and lien enforcement.

Kent also serves as a mediator and arbitrator in various commercial disputes.

Kent is AV® Preeminent™ rated by Martindale-Hubbell®, representing the highest rating in legal ability and ethical standards.

Kent E. Cammack, Esq.Gust Rosenfeld

Kent Cammack focuses his practice on resolving commercial disputes. He has extensive litigation and trial experience in both the state and federal courts, as well as in mediations and arbitrations. Kent’s more than forty years of experience includes a variety of cases regarding real estate, secured lending, receiverships, lender liability, landlord/tenant, purchase and sale contracts (both real and personal property), and employment issues (including non-competition agreements and workplace harassment).

Kent is a recognized authority on foreclosure law, including related topics of state court receiverships, collection of deficiencies, and developing strategies for the collection of defaulted real estate loans and the structuring of “workouts.” He has testified as an expert witness in a variety of foreclosure matters.

Kent is one of the authors of Ins and Outs of Foreclosures, published by the State Bar of Arizona, and he is the author of numerous educational materials. He is a popular speaker at state and county bar seminars and private seminars on all aspects of foreclosure law. He has also testified in hearings before the Arizona senate regarding proposed legislation governing mortgages, deeds of trust, and lien enforcement.

Kent also serves as a mediator and arbitrator in various commercial disputes.

Kent is AV® Preeminent™ rated by Martindale-Hubbell®, representing the highest rating in legal ability and ethical standards.

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Verise CampbellNevada Affordable Housing Assistance Corporation

Verise V. Campbell is the Chief Operating Officer/Chief Executive Officer for Nevada Affordable Housing Assistance Corporation (NAHAC). NAHAC is the administrator of the Nevada Homeowner Assistance Fund (HAF). The Nevada HAF is federally funded by the United States Department of the Treasury (Treasury) (through the State of Nevada) and assists Nevada homeowners struggling to pay their mortgages due to financial hardships caused by the COVID-19 pandemic. Nevada received approximately $120 million to help qualified Nevada homeowners in their time of need.

NAHAC was also the State of Nevada’s designated administrative entity for distribution of the Nevada’s Hardest Hit Fund (HHF). The HHF was launched to assisted families in states that were hardest hit by the economic and housing market downturn. The Nevada HHF program was also federally funded by Treasury and included successful distribution of approximately $200 million on behalf of Nevada homeowners under Ms. Campbell’s leadership.

Ms. Campbell previously served as the Deputy Director of the State of Nevada Foreclosure Mediation Program (FMP) for approximately seven years. The FMP provides a forum for homeowners and lenders to meet to discuss alternatives to foreclosure. Ms. Campbell was responsible for implementing, organizing, managing, and operating the FMP from its inception.

Verise CampbellNevada Affordable Housing Assistance Corporation

Verise V. Campbell is the Chief Operating Officer/Chief Executive Officer for Nevada Affordable Housing Assistance Corporation (NAHAC). NAHAC is the administrator of the Nevada Homeowner Assistance Fund (HAF). The Nevada HAF is federally funded by the United States Department of the Treasury (Treasury) (through the State of Nevada) and assists Nevada homeowners struggling to pay their mortgages due to financial hardships caused by the COVID-19 pandemic. Nevada received approximately $120 million to help qualified Nevada homeowners in their time of need.

NAHAC was also the State of Nevada’s designated administrative entity for distribution of the Nevada’s Hardest Hit Fund (HHF). The HHF was launched to assisted families in states that were hardest hit by the economic and housing market downturn. The Nevada HHF program was also federally funded by Treasury and included successful distribution of approximately $200 million on behalf of Nevada homeowners under Ms. Campbell’s leadership.

Ms. Campbell previously served as the Deputy Director of the State of Nevada Foreclosure Mediation Program (FMP) for approximately seven years. The FMP provides a forum for homeowners and lenders to meet to discuss alternatives to foreclosure. Ms. Campbell was responsible for implementing, organizing, managing, and operating the FMP from its inception.

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Holly ChisaHPC Advocacy

Holly Chisa has been active in state, local and federal government issues for over 20 years. Currently, Holly is the owner of her own lobbying firm, HPC Advocacy, LLC and works to provide her clients with the best representation possible in the Washington state Legislature and local municipalities.

Holly’s involvement in government affairs began in 1994. She has worked as a
campaign consultant, and also as House and Senate staff. She also worked in the 106th Congress as District Field Representative for U.S. Congressman Adam Smith. In 2001, she began lobbying as the Governmental Affairs Manager for the Washington Food Industry (WFI), primarily representing retail grocery, pharmacy, and food manufacturers’ interests. In 2003, she opened HPC Advocacy, her privately owned lobbying firm.

Through this work Holly has developed a broad-based knowledge of the issues facing employers. She focuses primarily on reforming major employer programs, including workers’ compensation and health care. She also works with environmental legislation, regulatory reform, beverage and spirit issues, and foreclosure law. In addition to working the halls of state government, Holly has also worked extensively with local governments, protecting client interests with both large and small municipalities on local ordinances, tax issues, and regulatory requirements. She can be reached at HollyChisa@hpcadvocacy.com

Holly ChisaHPC Advocacy

Holly Chisa has been active in state, local and federal government issues for over 20 years. Currently, Holly is the owner of her own lobbying firm, HPC Advocacy, LLC and works to provide her clients with the best representation possible in the Washington state Legislature and local municipalities.

Holly’s involvement in government affairs began in 1994. She has worked as a
campaign consultant, and also as House and Senate staff. She also worked in the 106th Congress as District Field Representative for U.S. Congressman Adam Smith. In 2001, she began lobbying as the Governmental Affairs Manager for the Washington Food Industry (WFI), primarily representing retail grocery, pharmacy, and food manufacturers’ interests. In 2003, she opened HPC Advocacy, her privately owned lobbying firm.

Through this work Holly has developed a broad-based knowledge of the issues facing employers. She focuses primarily on reforming major employer programs, including workers’ compensation and health care. She also works with environmental legislation, regulatory reform, beverage and spirit issues, and foreclosure law. In addition to working the halls of state government, Holly has also worked extensively with local governments, protecting client interests with both large and small municipalities on local ordinances, tax issues, and regulatory requirements. She can be reached at HollyChisa@hpcadvocacy.com

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Hon. Scott C. ClarksonCentral District of California

Hon. Scott C. Clarkson is a U.S. Bankruptcy Judge for the Central District of California in Santa Ana and Riverside, appointed on Jan. 20, 2011, and has also sat on the Ninth Circuit Bankruptcy Appellate Panel. Prior to his appointment, Judge Clarkson practiced bankruptcy law and bankruptcy litigation for more than 20 years in Los Angeles, and he served as chair of the Los Angeles County Bar Association’s Commercial Law and Bankruptcy Section from 2008-09. He is a board member of the Orange County Federal Bar Association, and has lectured on ethics and civility for the annual Los Angeles Federal Bar Association Ethics Program. He was a member of the Virginia, District of Columbia and California bars. From 1977-82, Judge Clarkson was a legislative assistant to U.S. Congressman Harold L. Volkmer in Washington, D.C., and was assigned to the U.S. House of Representatives Judiciary Committee, where he was a direct observer of and participant in the creation of the 1978 Bankruptcy Code in the House. He later clerked for Hon. William L. Hungate, U.S. District Judge for the Eastern District of Missouri. Judge Clarkson has also been an established documentary photographer in the U.S., Southeast and Central Asia, and South America for more than 20 years. He also traveled to Afghanistan, Pakistan and Kashmir in 2008-09, and Jordan and Israel in 2014, cover- ing recent events in these regions of the world. Judge Clarkson received his undergraduate degree from Indiana University in Bloomington in 1979 and his J.D. from George Mason University School of Law in 1982.

Hon. Scott C. ClarksonCentral District of California

Hon. Scott C. Clarkson is a U.S. Bankruptcy Judge for the Central District of California in Santa Ana and Riverside, appointed on Jan. 20, 2011, and has also sat on the Ninth Circuit Bankruptcy Appellate Panel. Prior to his appointment, Judge Clarkson practiced bankruptcy law and bankruptcy litigation for more than 20 years in Los Angeles, and he served as chair of the Los Angeles County Bar Association’s Commercial Law and Bankruptcy Section from 2008-09. He is a board member of the Orange County Federal Bar Association, and has lectured on ethics and civility for the annual Los Angeles Federal Bar Association Ethics Program. He was a member of the Virginia, District of Columbia and California bars. From 1977-82, Judge Clarkson was a legislative assistant to U.S. Congressman Harold L. Volkmer in Washington, D.C., and was assigned to the U.S. House of Representatives Judiciary Committee, where he was a direct observer of and participant in the creation of the 1978 Bankruptcy Code in the House. He later clerked for Hon. William L. Hungate, U.S. District Judge for the Eastern District of Missouri. Judge Clarkson has also been an established documentary photographer in the U.S., Southeast and Central Asia, and South America for more than 20 years. He also traveled to Afghanistan, Pakistan and Kashmir in 2008-09, and Jordan and Israel in 2014, cover- ing recent events in these regions of the world. Judge Clarkson received his undergraduate degree from Indiana University in Bloomington in 1979 and his J.D. from George Mason University School of Law in 1982.

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Cathe Cole-SherburnTrustee Corps, UTA Education Chair

Cathe Cole-Sherburn serves as Senior Vice President of Default Operations for Trustee Corps and their affiliated companies. She is responsible for oversight of all aspects of operations, including audit, compliance and strategic planning and development of all companies and offices.

Cathe brings over 35 years of all aspects of real estate mortgage default experience to the company.

Before joining Trustee Corps, Cathe was with the First American Title Company, where she was Senior Vice President. While there, her duties included the oversight and management of the Trustee Division. Prior to that, she was with the firm of Routh Crabtree Olsen/Northwest Trustee Services, where she was the Director of Operations and instrumental in setting up the AZ, CA, and HI offices. Prior to that, she was the Director of Operations for the Law Offices of Steven J. Melmet, Inc., for 14 years.

Cathe has served as President of the United Trustees Association, as well as a Board member of the Women in Legal Leadership for American Legal & Financial Network. She is also a member of Arizona Trustee Association, Mortgage Bankers Association, California Mortgage Bankers Association, National Association of Professional Women and Society of Corporate Compliance and Ethics.

Cathe can be seen as a Moderator and/or Panelist at various industry conferences and provides seminars/training to our existing clients. She can be reached at ccole@trusteecorps.com

Cathe Cole-SherburnTrustee Corps, UTA Education Chair

Cathe Cole-Sherburn serves as Senior Vice President of Default Operations for Trustee Corps and their affiliated companies. She is responsible for oversight of all aspects of operations, including audit, compliance and strategic planning and development of all companies and offices.

Cathe brings over 35 years of all aspects of real estate mortgage default experience to the company.

Before joining Trustee Corps, Cathe was with the First American Title Company, where she was Senior Vice President. While there, her duties included the oversight and management of the Trustee Division. Prior to that, she was with the firm of Routh Crabtree Olsen/Northwest Trustee Services, where she was the Director of Operations and instrumental in setting up the AZ, CA, and HI offices. Prior to that, she was the Director of Operations for the Law Offices of Steven J. Melmet, Inc., for 14 years.

Cathe has served as President of the United Trustees Association, as well as a Board member of the Women in Legal Leadership for American Legal & Financial Network. She is also a member of Arizona Trustee Association, Mortgage Bankers Association, California Mortgage Bankers Association, National Association of Professional Women and Society of Corporate Compliance and Ethics.

Cathe can be seen as a Moderator and/or Panelist at various industry conferences and provides seminars/training to our existing clients. She can be reached at ccole@trusteecorps.com

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Robert CullenRedwood Trust Deed Services

Robert Cullen has 30 plus years of real estate experience which encompass both trustee and loan servicing related operations. He started his career in 1989 as a Trustee Sale Officer for a small mortgage company processing their own foreclosures. He helped found Redwood Trust Deed Services, Inc. in 1992 as a small independent foreclosure trustee. As the owner and operator, Robert has experienced first-hand the myriad of changes, both good and bad, in the foreclosure industry. He has processed foreclosures for a wide variety of lenders, both private and institutional. He helped Redwood Trust Deed Services add loan servicing to its list of services and continues to be intimately involved in the day to day activities. Robert is certified by the United Trustees Association as a Trustee Sale Officer, Level II California. He is a licensed California Real Estate Broker who has recently served on the Board of Directors for UTA as well as being a Director and Chief Financial Officer for the Bay Area Chapter of UTA’s predecessor, CTA. Robert received UTA’s Dorothy Schick Member Of The Year Award in 2020. He can be reached at robert@redwoodtrustdeed.com.

Robert CullenRedwood Trust Deed Services

Robert Cullen has 30 plus years of real estate experience which encompass both trustee and loan servicing related operations. He started his career in 1989 as a Trustee Sale Officer for a small mortgage company processing their own foreclosures. He helped found Redwood Trust Deed Services, Inc. in 1992 as a small independent foreclosure trustee. As the owner and operator, Robert has experienced first-hand the myriad of changes, both good and bad, in the foreclosure industry. He has processed foreclosures for a wide variety of lenders, both private and institutional. He helped Redwood Trust Deed Services add loan servicing to its list of services and continues to be intimately involved in the day to day activities. Robert is certified by the United Trustees Association as a Trustee Sale Officer, Level II California. He is a licensed California Real Estate Broker who has recently served on the Board of Directors for UTA as well as being a Director and Chief Financial Officer for the Bay Area Chapter of UTA’s predecessor, CTA. Robert received UTA’s Dorothy Schick Member Of The Year Award in 2020. He can be reached at robert@redwoodtrustdeed.com.

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Dennis A. DavisOgletree Deakins

Dennis A. Davis, Ph.D., is recognized nationally as an expert on Workplace Violence Prevention, Workplace Bullying, Conflict Resolution, Sexual Harassment, and Cultural Diversity.

Since 2008 Dennis has served as Ogletree Deakins’ National Director of Client Training. In that capacity he develops and implements training programs which are designed to minimize the risks associated with inappropriate employee behavior.

Dennis spent more than ten years consulting to federal, state, and local law enforcement agencies, where he used his education in Clinical Psychology to teach willful compliance techniques.

Dennis A. DavisOgletree Deakins

Dennis A. Davis, Ph.D., is recognized nationally as an expert on Workplace Violence Prevention, Workplace Bullying, Conflict Resolution, Sexual Harassment, and Cultural Diversity.

Since 2008 Dennis has served as Ogletree Deakins’ National Director of Client Training. In that capacity he develops and implements training programs which are designed to minimize the risks associated with inappropriate employee behavior.

Dennis spent more than ten years consulting to federal, state, and local law enforcement agencies, where he used his education in Clinical Psychology to teach willful compliance techniques.

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Stephen T. Hicklin, Esq.The Hicklin Firm

Steve Hicklin has worked in the mortgage banking industry for more than thirty years. He has litigated cases as in house counsel for a number of lenders and servicers, including WMC Mortgage Corp., Glendale Federal Bank and Countrywide Home Loans. In 2006, Steve began as the Compliance Manager and later as the Chief Compliance Officer, for ReconTrust Company, Inc., at one time the nation’s largest foreclosure trustee. He has since served as General Counsel for Northwest Trustee Services and as the Managing Attorney for the California office of Bonial & Associates, P.C. In 2018, Steve founded The Hicklin Firm, an Orange County litigation boutique and in 2020 became Of Counsel to Bonial & Associates, P.C. Steve was awarded the UTA’s Dorothy Schick Veteran Member of the Year in 2019 and is a frequent speaker at industry events. He is admitted to the California, Texas, and Washington state bars. He can be reached at shicklin@thehicklinfirm.com

Stephen T. Hicklin, Esq.The Hicklin Firm

Steve Hicklin has worked in the mortgage banking industry for more than thirty years. He has litigated cases as in house counsel for a number of lenders and servicers, including WMC Mortgage Corp., Glendale Federal Bank and Countrywide Home Loans. In 2006, Steve began as the Compliance Manager and later as the Chief Compliance Officer, for ReconTrust Company, Inc., at one time the nation’s largest foreclosure trustee. He has since served as General Counsel for Northwest Trustee Services and as the Managing Attorney for the California office of Bonial & Associates, P.C. In 2018, Steve founded The Hicklin Firm, an Orange County litigation boutique and in 2020 became Of Counsel to Bonial & Associates, P.C. Steve was awarded the UTA’s Dorothy Schick Veteran Member of the Year in 2019 and is a frequent speaker at industry events. He is admitted to the California, Texas, and Washington state bars. He can be reached at shicklin@thehicklinfirm.com

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Erica Johnson-SeckMr. Cooper Group’

Erica is a Vice President of foreclosure at Mr. Cooper. Over the course of her career, she has held management positions with increasing responsibility within the default servicing space for both forward and reverse mortgages. Before beginning her employment with Mr. Cooper, Erica served as the First Vice President of default at Celink. Erica has a passion for process reengineering and efficiently building and turning around underperforming divisions and business cycles. Erica holds both an MBA with a concentration in finance from the University of Dallas and a Juris Doctorate from Taft Law School.

Erica Johnson-SeckMr. Cooper Group’

Erica is a Vice President of foreclosure at Mr. Cooper. Over the course of her career, she has held management positions with increasing responsibility within the default servicing space for both forward and reverse mortgages. Before beginning her employment with Mr. Cooper, Erica served as the First Vice President of default at Celink. Erica has a passion for process reengineering and efficiently building and turning around underperforming divisions and business cycles. Erica holds both an MBA with a concentration in finance from the University of Dallas and a Juris Doctorate from Taft Law School.

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Hon. August B. LandisDistrict of Nevada

August B. Landis was appointed as a United States Bankruptcy Judge for the District of Nevada on November 27, 2013. Between 2005 and his appointment to the bench, he served as the Acting U.S. Trustee for Region 17; as the U.S. Trustee Programs first Acting Associate General Counsel for Chapter 11 Practice; and as an Assistant U.S. Trustee for the District of Nevada in Las Vegas. Prior to joining the U.S. Trustee Program, he was an attorney in private practice with the Des Moines, Iowa, firms of Neiman, Neiman, Stone & Spellman (1987 1990) and Whitfield & Eddy, P.L.C. (1990 2005), mostly representing creditors rights in commercial litigation, secured transactions, and bankruptcy cases. Judge Landis received his J.D. from Drake Law School in Des Moines, and is a member of the Iowa State Bar Association. He is also admitted to practice before the U.S. Supreme Court, the Eighth and Ninth Circuit Courts of Appeals, and the U.S. District Courts for the Northern and Southern Districts of Iowa.

Hon. August B. LandisDistrict of Nevada

August B. Landis was appointed as a United States Bankruptcy Judge for the District of Nevada on November 27, 2013. Between 2005 and his appointment to the bench, he served as the Acting U.S. Trustee for Region 17; as the U.S. Trustee Programs first Acting Associate General Counsel for Chapter 11 Practice; and as an Assistant U.S. Trustee for the District of Nevada in Las Vegas. Prior to joining the U.S. Trustee Program, he was an attorney in private practice with the Des Moines, Iowa, firms of Neiman, Neiman, Stone & Spellman (1987 1990) and Whitfield & Eddy, P.L.C. (1990 2005), mostly representing creditors rights in commercial litigation, secured transactions, and bankruptcy cases. Judge Landis received his J.D. from Drake Law School in Des Moines, and is a member of the Iowa State Bar Association. He is also admitted to practice before the U.S. Supreme Court, the Eighth and Ninth Circuit Courts of Appeals, and the U.S. District Courts for the Northern and Southern Districts of Iowa.

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Benjamin R. Levinson, Esq.Law Offices of Benjamin R. Levinson

Benjamin R. Levinson has been representing private mortgage lenders, foreclosure trustees, and receivers in State Courts and all Bankruptcy Courts in California since 1985. His practice emphasizes defending lenders, foreclosure trustees, and third party purchasers in foreclosure-related litigation; lender and receiver representation in state court receivership actions; lender representation in judicial foreclosures and post-foreclosure evictions; and representation of secured and unsecured creditors in bankruptcy.

Mr. Levinson has been a seminar speaker for the California Mortgage Association and the United Trustees Association on various foreclosure and bankruptcy topics over the last thirty-four years. Mr. Levinson is licensed to practice in all of the Superior and Appellate courts for the State of California and the Supreme Court for the State of California. He has extensive experience in litigating various real property cases in State Courts throughout the State of California.

Mr. Levinson is also licensed to practice in all Federal District Courts and Bankruptcy Courts in California and the Ninth Circuit Court of Appeals and he has extensive experience handling real estate and bankruptcy matters in those courts as well.

Mr. Levinson is a member of the State Bar of California, the Santa Clara County Bar Association, the Bar Association of San Francisco, the California Mortgage Association, the American Bankruptcy Institute, the Bay Area Bankruptcy Forum, the San Jose chapter of American Inns of Court solely dedicated to bankruptcy reorganization practice, and on the Board of Directors for the United Trustees Association.

Mr. Levinson received his Juris Doctorate from the University of Santa Clara in 1984 and his Bachelor of Arts from the University of California Santa Barbara in 1979.

Mr. Levinson can be reached at ben@benlevinsonlaw.com.

Benjamin R. Levinson, Esq.Law Offices of Benjamin R. Levinson

Benjamin R. Levinson has been representing private mortgage lenders, foreclosure trustees, and receivers in State Courts and all Bankruptcy Courts in California since 1985. His practice emphasizes defending lenders, foreclosure trustees, and third party purchasers in foreclosure-related litigation; lender and receiver representation in state court receivership actions; lender representation in judicial foreclosures and post-foreclosure evictions; and representation of secured and unsecured creditors in bankruptcy.

Mr. Levinson has been a seminar speaker for the California Mortgage Association and the United Trustees Association on various foreclosure and bankruptcy topics over the last thirty-four years. Mr. Levinson is licensed to practice in all of the Superior and Appellate courts for the State of California and the Supreme Court for the State of California. He has extensive experience in litigating various real property cases in State Courts throughout the State of California.

Mr. Levinson is also licensed to practice in all Federal District Courts and Bankruptcy Courts in California and the Ninth Circuit Court of Appeals and he has extensive experience handling real estate and bankruptcy matters in those courts as well.

Mr. Levinson is a member of the State Bar of California, the Santa Clara County Bar Association, the Bar Association of San Francisco, the California Mortgage Association, the American Bankruptcy Institute, the Bay Area Bankruptcy Forum, the San Jose chapter of American Inns of Court solely dedicated to bankruptcy reorganization practice, and on the Board of Directors for the United Trustees Association.

Mr. Levinson received his Juris Doctorate from the University of Santa Clara in 1984 and his Bachelor of Arts from the University of California Santa Barbara in 1979.

Mr. Levinson can be reached at ben@benlevinsonlaw.com.

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Brigham Lundberg, Esq.Lundberg & Associates, PC

Mr. Lundberg joined the firm in 2009. He currently serves as President and Managing Attorney for the firm. His practice includes representing financial institutions, lenders, and mortgage servicers in business and real estate litigation, title disputes, regulatory compliance, and a variety of foreclosure, creditors’ rights, collection, and eviction matters. He is a Martindale-Hubbell “AV-Preeminent” rated attorney. He can be reached at Brigham.Lundberg@Lundbergfirm.com

Brigham Lundberg, Esq.Lundberg & Associates, PC

Mr. Lundberg joined the firm in 2009. He currently serves as President and Managing Attorney for the firm. His practice includes representing financial institutions, lenders, and mortgage servicers in business and real estate litigation, title disputes, regulatory compliance, and a variety of foreclosure, creditors’ rights, collection, and eviction matters. He is a Martindale-Hubbell “AV-Preeminent” rated attorney. He can be reached at Brigham.Lundberg@Lundbergfirm.com

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Martin T. McGuinn, Esq.Kirby & McGuinn

Marty has extensive experience in representing creditors, fiduciaries, loan servicers and foreclosure trustees in complex bankruptcy, foreclosure and lender liability litigation, including class actions. He acts as an expert witness on foreclosure and lending issues on cases throughout California.

Marty has served as a Director and State Legislative Chairman of the United Trustee's Association. He is a member of the Legal Issues Committee of the Mortgage Bankers Association of America and Loan Servicing Committee of the California Mortgage Bankers Association. Marty also served as a member of the Legal Resource Panel of the California Mortgage Association (formerly the California Trust Deed Brokers Association). He is a member of the American Bankruptcy Institute, the REO Managers Association and of the San Diego Bankruptcy Forum.

Marty is rated AV® by Martindale-Hubbell, their highest rating of skill and integrity, indicating very high to pre-eminent legal ability and very high ethical standards as established by confidential opinions from members of the bar. He can be reached at mmcguinn@kirbymac.com.

Martin T. McGuinn, Esq.Kirby & McGuinn

Marty has extensive experience in representing creditors, fiduciaries, loan servicers and foreclosure trustees in complex bankruptcy, foreclosure and lender liability litigation, including class actions. He acts as an expert witness on foreclosure and lending issues on cases throughout California.

Marty has served as a Director and State Legislative Chairman of the United Trustee's Association. He is a member of the Legal Issues Committee of the Mortgage Bankers Association of America and Loan Servicing Committee of the California Mortgage Bankers Association. Marty also served as a member of the Legal Resource Panel of the California Mortgage Association (formerly the California Trust Deed Brokers Association). He is a member of the American Bankruptcy Institute, the REO Managers Association and of the San Diego Bankruptcy Forum.

Marty is rated AV® by Martindale-Hubbell, their highest rating of skill and integrity, indicating very high to pre-eminent legal ability and very high ethical standards as established by confidential opinions from members of the bar. He can be reached at mmcguinn@kirbymac.com.

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Dean MeyerDirector, Non-performing Loan Management, Freddie Mac

Dean Meyer is responsible for business management of Freddie Mac’s Non-routine litigation. This includes representing the company in litigated matters where Freddie Mac is a named party. He is also responsible for oversight of Freddie Mac’s foreclosure/bankruptcy loan inventory and the servicers managing these loans. This includes foreclosure timeline management and compensatory fees management for nonperforming loans.

Prior to joining the Nonperforming Loan Management team, Dean served as the Director of Servicing Operations Policy and was responsible for developing and publishing of all servicing polices for Freddie Mac’s Single Family Seller/Servicer Guide.

Dean has been employed with Freddie Mac for over 18 years and has over 29 years of experience in the mortgage business. Prior to Freddie Mac, he worked in various management positions in nonperforming loan management for several large and small mortgage companies. Dean has also worked on contracts with FHA managing servicing operations audits and claim reviews.

Dean MeyerDirector, Non-performing Loan Management, Freddie Mac

Dean Meyer is responsible for business management of Freddie Mac’s Non-routine litigation. This includes representing the company in litigated matters where Freddie Mac is a named party. He is also responsible for oversight of Freddie Mac’s foreclosure/bankruptcy loan inventory and the servicers managing these loans. This includes foreclosure timeline management and compensatory fees management for nonperforming loans.

Prior to joining the Nonperforming Loan Management team, Dean served as the Director of Servicing Operations Policy and was responsible for developing and publishing of all servicing polices for Freddie Mac’s Single Family Seller/Servicer Guide.

Dean has been employed with Freddie Mac for over 18 years and has over 29 years of experience in the mortgage business. Prior to Freddie Mac, he worked in various management positions in nonperforming loan management for several large and small mortgage companies. Dean has also worked on contracts with FHA managing servicing operations audits and claim reviews.

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Michelle A. Mierzwa, Esq.Wright Finlay & Zak

Michelle A. Mierzwa joined Wright, Finlay & Zak’s Compliance, Licensing and Regulatory Division in 2015, providing loan originators, lenders, servicers, trustees and others in the mortgage industry with state and federal compliance and regulatory counsel. Since 1998, her accomplishments include the management and resolution of litigated matters through jury and bench trials and appellate practice, creating the legal department for one of the largest non-judicial foreclosure trustees in the Western United States, the coordination of compliance audits, and managing the California branch of a national law firm. Ms. Mierzwa has worked with lenders and mortgage servicers of all sizes to ensure their compliance with state and federal laws, including, but not limited to, California Consumer Privacy Act, California and Nevada Homeowner Bill of Rights, state and federal FDCPA, RESPA, TILA, SCRA, Washington Foreclosure Fairness Act, Nevada, Oregon and Washington Foreclosure Mediation Programs, Dodd-Frank Act and CFPB Rules, state licensing laws, and governmental and regulatory agency investigations.

Ms. Mierzwa is serving her third three-year terms on the Board of Directors of the United Trustees Association (UTA) and is a member of the Legislative Committees of the California Mortgage Bankers Association and the UTA. She has monitored, proposed and analyzed new legislation affecting the industry, has participated on speaking panels for national lending industry conferences, and has provided education and clarification to the industry regarding the Dodd-Frank Act and the Servicing Rules of the Consumer Finance Protection Bureau. Prior to her in-house and management experience, Ms. Mierzwa was a litigation and appellate attorney at a default services firm for ten years and worked in loan originations for three years. Ms. Mierzwa is licensed to practice in California and Washington. She can be reached at mmierzwa@wrightlegal.net

Michelle A. Mierzwa, Esq.Wright Finlay & Zak

Michelle A. Mierzwa joined Wright, Finlay & Zak’s Compliance, Licensing and Regulatory Division in 2015, providing loan originators, lenders, servicers, trustees and others in the mortgage industry with state and federal compliance and regulatory counsel. Since 1998, her accomplishments include the management and resolution of litigated matters through jury and bench trials and appellate practice, creating the legal department for one of the largest non-judicial foreclosure trustees in the Western United States, the coordination of compliance audits, and managing the California branch of a national law firm. Ms. Mierzwa has worked with lenders and mortgage servicers of all sizes to ensure their compliance with state and federal laws, including, but not limited to, California Consumer Privacy Act, California and Nevada Homeowner Bill of Rights, state and federal FDCPA, RESPA, TILA, SCRA, Washington Foreclosure Fairness Act, Nevada, Oregon and Washington Foreclosure Mediation Programs, Dodd-Frank Act and CFPB Rules, state licensing laws, and governmental and regulatory agency investigations.

Ms. Mierzwa is serving her third three-year terms on the Board of Directors of the United Trustees Association (UTA) and is a member of the Legislative Committees of the California Mortgage Bankers Association and the UTA. She has monitored, proposed and analyzed new legislation affecting the industry, has participated on speaking panels for national lending industry conferences, and has provided education and clarification to the industry regarding the Dodd-Frank Act and the Servicing Rules of the Consumer Finance Protection Bureau. Prior to her in-house and management experience, Ms. Mierzwa was a litigation and appellate attorney at a default services firm for ten years and worked in loan originations for three years. Ms. Mierzwa is licensed to practice in California and Washington. She can be reached at mmierzwa@wrightlegal.net

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Randy Newman, Esq.Total Lender Solutions

Randy Newman is one of the principals of Total Lender Solutions. Licensed as an attorney in New York since 1989 and New Jersey since 1994, Randy has personally represented hundreds of buyers, sellers, owners, and lenders in connection with the sale, purchase, finance, lease, and foreclosure of residential and commercial real property throughout the United States. Randy holds a BBA in Accounting and is licensed as a real estate broker in California. Randy is certified by the United Trustees Association as a Trustee Sale Officer, Level II California. Randy has previously been an adjunct assistant professor of business law and currently teaches Real Estate Principles to aspiring new real estate licensees and trains new real estate agents on contracts and real estate transactions in California. He can be reached at rnewman@totallendersolutions.com

Randy Newman, Esq.Total Lender Solutions

Randy Newman is one of the principals of Total Lender Solutions. Licensed as an attorney in New York since 1989 and New Jersey since 1994, Randy has personally represented hundreds of buyers, sellers, owners, and lenders in connection with the sale, purchase, finance, lease, and foreclosure of residential and commercial real property throughout the United States. Randy holds a BBA in Accounting and is licensed as a real estate broker in California. Randy is certified by the United Trustees Association as a Trustee Sale Officer, Level II California. Randy has previously been an adjunct assistant professor of business law and currently teaches Real Estate Principles to aspiring new real estate licensees and trains new real estate agents on contracts and real estate transactions in California. He can be reached at rnewman@totallendersolutions.com

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Rick ShargaEVP, Market Intelligence, ATTOM

Rick is the Executive Vice President of Market Intelligence for ATTOM, a market-leading provider of real estate and property data, including tax, mortgage, deed, foreclosure, natural hazard, environmental risk, and neighborhood data.

One of the country’s most frequently-quoted sources on real estate, mortgage and foreclosure trends, Rick has appeared on CNBC, CBS News, NBC News, CNN, ABC News, FOX, Bloomberg and NPR. Rick is a founding member of the Five Star National Mortgage Servicing Association, on the Board of Directors of the National Association of Default Professionals, and was twice named to the Inman News Inman 100, an annual list of the most influential real estate leaders.

Rick has over 20 years’ experience in the real estate and mortgage industries, including roles as the Executive Vice President at RealtyTrac, as an EVP for Carrington Mortgage Holdings, and Chief Marketing Officer of the company’s Vylla business unit, and as the Chief Marketing Officer of Ten-X and Auction.com, the leading online real estate marketplace.

Rick ShargaEVP, Market Intelligence, ATTOM

Rick is the Executive Vice President of Market Intelligence for ATTOM, a market-leading provider of real estate and property data, including tax, mortgage, deed, foreclosure, natural hazard, environmental risk, and neighborhood data.

One of the country’s most frequently-quoted sources on real estate, mortgage and foreclosure trends, Rick has appeared on CNBC, CBS News, NBC News, CNN, ABC News, FOX, Bloomberg and NPR. Rick is a founding member of the Five Star National Mortgage Servicing Association, on the Board of Directors of the National Association of Default Professionals, and was twice named to the Inman News Inman 100, an annual list of the most influential real estate leaders.

Rick has over 20 years’ experience in the real estate and mortgage industries, including roles as the Executive Vice President at RealtyTrac, as an EVP for Carrington Mortgage Holdings, and Chief Marketing Officer of the company’s Vylla business unit, and as the Chief Marketing Officer of Ten-X and Auction.com, the leading online real estate marketplace.

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